Best TDS Filing Services: 48-Hour Expert Quarterly Returns (194C, 194J)
Fast, expert TDS filing (Form 24Q, all sections) in 48 hours. Salary TDS, contractor 194C, professional 194J. Reconciliation + audit-ready. TDS filing services near you (Hyderabad). ₹1,000-3,500/quarter. 300+ businesses.
What Changed in 2026
Non-filer surcharge and new payment codes
Higher TDS for non-filers under Sections 206AB and 206CCA no longer applies. Both sections were omitted with effect from 1 October 2024 by the Finance (No. 2) Act, 2024, so you deduct at the normal prescribed rate regardless of the payee's filing history. Section 206AA still stands: where a payee gives no valid PAN, deduct at the higher of the prescribed rate or 20%. See our guide to [the removal of higher TDS on non-filers](/blog/section-206ab-206cca-higher-tds-non-filers-india).
New TDS payment codes apply from FY 2026-27. Use the updated minor-head codes on every challan to keep the deductee's Form 26AS clean. Details in [the new TDS payment codes for FY 2026-27](/blog/new-tds-payment-codes-fy-2026-27-india). Deposit TDS by the 7th of the following month and file Form 24Q and 26Q each quarter.
What Is TDS (Tax Deducted at Source)?
TDS Definition
TDS is tax collected from payments made to contractors, professionals, vendors. You deduct tax and pay to government.
Example: Paying ₹1,00,000 to contractor → Deduct 5% TDS (₹5,000) → Pay ₹95,000 to contractor, ₹5,000 to government.
Authority: Central Board of Direct Taxes (CBDT)
TDS Sections You Need to Know
Section 194C: Payments to contractors (construction, repairs) - 1% TDS
Section 194H: Commissions (insurance, travel agents) - 5-10% TDS
Section 194J: Professional fees (CA, lawyers, consultants) - 10% TDS
Section 194K: Bank interest - 10% TDS
Section 194LA: Property sale - 1% TDS
TDS Filing Requirements & Deadlines
| Quarter | Period | TDS Form | Filing Deadline | Penalty if Late |
|---|---|---|---|---|
| Q1 | Apr-Jun | 24Q | 31st July | ₹200/day |
| Q2 | Jul-Sep | 24Q | 31st Oct | ₹200/day |
| Q3 | Oct-Dec | 24Q | 31st Jan | ₹200/day |
| Q4 | Jan-Mar | 24Q | 31st May | ₹200/day |
TDS Payment & Filing Process
Step 1: Collect Deductee Details (Throughout quarter)
Gather PAN, name, amount details for all deductees
Step 2: Calculate TDS (Before deadline)
Calculate TDS for each deductee based on applicable section
Step 3: File 24Q Return (Before deadline)
Submit TDS return on e-filing portal via Form 24Q
Step 4: Generate Certificates (After filing)
Issue TDS certificate (Form 16A) to each deductee
TDS Reconciliation & Deductee Matching
We match:
- TDS deducted vs TDS paid to government
- 26Q (deductee received TDS) vs your 24Q (deducted amount)
- Identify discrepancies before audit
- Ensure all deductees match between your records and deductee side
Frequently Asked Questions
Which is the best TDS filing software in India?
Best depends on model: DIY software (Saral TDS, CompuTax) = cheap but time-consuming. Managed service (Tax Garden) = faster, error-covered, no learning curve. For hands-off filing: Tax Garden. For DIY: Saral TDS.
How much does a CA charge for TDS filing?
Traditional CAs: ₹3,000-5,000/quarter. Tax Garden: ₹1,500-2,000/quarter. Difference: CA uses software + manual work; we use managed service + automation. Tax Garden saves ₹50k-100k/year.
What is the best app for filing TDS?
Official ITR portal (eTDS) is mandatory, but using it solo requires accounting knowledge. Best apps: Tax Garden (managed, 48 hrs), Saral TDS (DIY, free after ₹5k purchase), CompuTax (hybrid).
Is TDS 100% refundable?
No. TDS is only refundable if the deductee (contractor, professional) doesn't owe tax that year. If deductee owes ₹10k tax but only ₹5k TDS was deducted, they pay ₹5k extra. TDS is a credit, not a guarantee.
What are TDS filing services reviews? What should I look for?
Look for: (1) Speed (< 48 hrs), (2) Reconciliation included, (3) Certificate generation automated, (4) Error liability cover, (5) Deductee support (26Q matching). Tax Garden has all 5. Software-only services have 0-2.
How much is TDS filing by CA vs automated service?
CA: ₹3k-5k/quarter + your time following up. Automated (Tax Garden): ₹1.5k-2k/quarter + zero follow-up. Tax Garden saves ₹2k-3k per quarter per business.
Who needs to file TDS returns?
Any business making payments to contractors/professionals >₹30,000/month. Quarterly filing mandatory.
When is TDS payment deadline?
Before TDS return filing deadline (31st July, 31st Oct, 31st Jan, 31st May).
What if I don't file TDS?
₹500/day penalty, prosecution risk, bank account flagged by Income Tax Department.
Do I need to provide TDS certificate to deductees?
Yes. File Form 16A to each deductee by 1st July following financial year.
What if TDS deducted doesn't match 26Q?
Common issue. 26Q comes from deductee's side. We reconcile and file correction returns if needed.
When is the 2026-27 TDS filing deadline?
Q1 (Apr-Jun): 31 July. Q2 (Jul-Sep): 31 Oct. Q3 (Oct-Dec): 31 Jan 2027. Q4 (Jan-Feb): 31 May 2027. Miss any deadline = ₹500/day penalty + bank account flagged. Tax Garden files on-time every quarter.
Why Hyderabad Contractors & Professionals Choose Tax Garden for TDS
Serving contractors, consultants, and businesses making professional payments. Reliable, on-time TDS filing for 300+ clients in Hyderabad.
Related Resources
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Why Tax Garden for TDS Filing?
Reliable on-time quarterly filing to reduce exposure to penalties
All TDS sections covered: 194C, 194H, 194J
Thorough reconciliation: 26Q vs 24Q matching
Certificate generation: Form 16A to all deductees
Audit-ready filing, 3+ year track record
Expert deductee tracking with complete audit trail
Penalty minimization: expert defense if notice received
Quarterly automation: set-and-forget filing
Questions? Our team is here to help.